Parts covered

Please see your Proposal Form for details of the maximum amounts that may be paid for each and any claim. These may be subject to lower limits as stated on these pages. All limits include VAT. There is no restriction to the number of claims you can make. This policy covers the following parts against mechanical breakdown as per the definition on page 10.

Engine
The rocker assembly, including hydraulic followers, inlet and exhaust valves (not burnt valves), springs and guides, cylinder head (not cracks and de-coking), cylinder head gasket (except skim), push rods, camshaft and followers, timing gears and chains (excluding tensioner), oil pump, pistons and rings, cylinder bores, con rods, gudgeon pins and bearings, crankshaft and bearings, inlet manifold, flywheel and ring gear. Timing belts are covered provided that the last due change of belt has taken place as specified by the manufacturer's schedule (proof required).

Manual gearbox
Internal gears, synchromesh hubs, selectors, shafts, bearings and bushes and transfer gears.

Automatic gearbox
Internal shafts, gears, clutches, brake bands, valve block, governor, oil pump, bearings and bushes, servo, drive plate and transfer gears.

Torque converter
Failure of any internal mechanical parts.

Continuously variable transmission (CTX)
Internal clutches, planetary gears, reduction gears, shafts, variable pulleys, thrust link drives, internal seals, bushes and bearings.

Differential
Internal crown wheel and pinion, gears, shafts, bearings and bushes, thrust washers and spacers.

Clutch
Centre plate, pressure plate, release bearing, oil contamination, (centre plate only), and master and slave cylinders.

Front-wheel drive
Drive shafts, including constant velocity joints, universal joints and couplings (not gaiters).

Wheel bearings
Front and rear wheel bearings.

Propshaft
Universal joints and couplings.

Rear-wheel drive
Half shafts, rear-wheel external drive shafts, including constant velocity joints, universal joints and couplings (not gaiters).

Four-wheel drive
All four-wheel drive components are covered if the extra premium has been paid (see proposal form).

Fuel system (diesel and petrol)
Carburettors, automatic choke, lift pump, mechanical or electrical fuel pumps and tank sender unit.

Fuel injection system
Throttle body, airflow meter, idle control valve, cold start valve, warm up regulator, overrun cut off valve, throttle potentiometer, fuel accumulator, pressure regulator, map sensor (except injectors and heater plugs).

Engine cooling system
Radiator, oil cooler, heater matrix, water pump, viscous fan coupling, thermostat and thermostat housing.

Air conditioning (factory fitted)
The air conditioning compressor unit is covered if you have paid the extra premium. (See proposal form).

Steering (including power assisted steering)
Steering rack and pinion (not gaiters), steerig box, power steering rack and pump, power steering reservoi and idler box.

Turbo charger (factory fitted)
The turbo charger unit is covered only if agreed and if the extra premium has been paid.(See propsal form).

Front and rear suspension
Hydrolastic displacers and hydropneumatic spheres, coil springs, upper and lower wishbones and ball and swivel joints.

Brakes
Brake master cylinder, wheel cylinders, restrictor valve, brake calliper seals and servo.

Anti locking brake system (ABS) (factory fitted)
Providing the additional premium has been paid the ABS modulator and sensors will be covered. (See proposal form).

Electrical system
Starter motor and solenoid, including pre-engagement mechanism and bendix drive, alternator/diode pack, coil voltage regulator, window and sun roof motors, electric window switches, sunroof switch, centralised locking, heater fan motor, indicator flasher relay, distributor, front and rear windscreen wiper and washer motors, electronic ignition amplifier, thermostatically-controlled radiator fan motor, horn and multi-function stalk switch.

Engine management (ECU)
Engine electronic control unit.

Working materials
Oils, oil filter and anti-freeze are covered only if it is essential to replace them because of the failure of a part which is covered under this Policy.

Casings
If any of the covered parts fail and this damages the casing, it will also be covered.